Last Updated on 17 Nov. 2025

Please review our strict policy regarding refunds for all digital products and services:

• All Sales Are Final: Specula Fund maintains a strict no-refund policy for all digital products and services, including financial education courses, e-books, and subscriptions.
• Reasoning: Due to the immediate, proprietary, and non-returnable nature of our digital content, access is granted instantly upon purchase, making all sales final and irrevocable.
• Non-Refundable Circumstances: Refunds will not be issued for any reason, including but not limited to:
• Failure to complete the purchased course or utilize the product.
  
• General dissatisfaction with the content.
  
• Change of mind or personal circumstances.
  
• Customer Acknowledgment: By completing your purchase, you formally acknowledge and accept this no-refund policy. Customers are strongly encouraged to review all product descriptions and available information before making a purchasing decision.
  
• Technical Support (Not a Refund): In the highly unlikely event of a technical issue that prevents access to the content due to an error on our part, our commitment is to provide prompt customer support to troubleshoot and restore access. This technical remedy does not constitute a deviation from our no-refund policy.
  

Contact us for any issues:

If you have any questions about our Returns and Refunds Policy, please contact us at: support@speculafund.com